Benefits at a Glance

Medical Insurance

• Please visit the State Health Plan website for full details on the choice of plans
• Choice of Standard PPO or Plus PPO Plan

Coverage Costs (per month, as of January 1, 2026):

Notes:

1. If your employment contract is for less than 12 months, contact the Payroll Office for monthly rates.
2. If you are actively employed and you or your dependent(s) are Medicare eligible, the State Health Plan is the primary insurer, and the Non-Medicare rates apply. An exception to this would be if you or your dependent(s) are Medicare primary due to end of stage renal disease (ESRD).
3. The College share for Active Subscribers is $742.04/month.

NC Teachers’ and State Employees’ Retirement Benefits

• Teachers’ and State Employees’ Retirement Handbook
• Enrollment is automatic and also mandatory for full-time employees
• Employee contributions are deducted on a pre-tax basis equaling 6% of salary
• The College contribution is 24.67%
• Death benefit of not less than $25,000 or more than $50,000 based on the employees’ salary is available through the NC Retirement System after the employee has worked for the state for one year
• Disability benefits for short-term and long-term disability available (service credit conditions apply)

Voluntary Dental Insurance Provided by MetLife

• Once enrolled, you may take advantage of online self-service capabilities with MyBenefits. Click here to register for MetLife voluntary dental insurance self-service.
• $25 deductible per individual; $75 deductible per family, per calendar year. (Applies to basic restorative and major restorative only.)
• Preventive Care covered at 100% (includes exams, x-rays, and cleanings twice per calendar year)
• Basic care at 80% (includes extractions, fillings, root canals, and other procedures)
• Major & restorative care covered at 50% (includes crowns, dentures, bridges, oral surgery and other procedures)
• Orthodontia procedures for dependent children under age 19 coverage: $500 per child lifetime maximum (Dependent children are eligible for all other benefits coverage until their 26th birthday.)
• Maximum benefit of $1,750 per person per calendar year 

Premiums are paid for by employee:

Voluntary Vision Provided by EyeMed

• Enroll at EyeMed
• Preferred Provider Organization with many in-network providers to choose from
• Two plans to choose from: Low Plan (hardware only) or High Plan (full service)

Cost to Employee

Low Plan Coverage

Low Plan Frequencies:

• Lenses every 12 months
• Frames every 24 months
• Contacts every 12 months

High Plan Coverage

High Plan Frequencies:

• Exam every 12 months
• Lenses every 12 months
• Frames every 24 months
• Contacts every 12 months

Medical & Childcare Flexible Spending Accounts

• Plan year begins January 1 and ends December 31
• Set money aside on pre-tax basis to pay for planned expenses
• Medical flexible spending account ($3,300/year maximum)
• Childcare Reimbursement ($7,500/year maximum)
• Account access available online for monitoring balance

Deferred Compensation

• NC 401(k) Plan and NC 457 Plan – Available through the North Carolina Total Retirement Plans to supplement retirement; plans are employee funded

Tricare Supplement

• Contact Selman and Company
• Coverage for military retirees and eligible dependents
• Pays secondary to Tricare and reimburses member’s cost shares, deductibles, and excess charges

Employee Assistance Plan (EAP)

• Contact MYgroup
• Available to address personal or work-related challenges
• Confidential and free to employees
• Help is available 24/7/365 at 800-633-3353

Annual Leave

Earned according to years of employment*/**:

*Faculty do not earn annual leave
**Annual leave in excess of 240 hours as of June 30 will be converted to sick leave

Sick Leave

• Employees earn 8 hours per month
• Sick leave is cumulative indefinitely

Petty Leave

• Non-exempt employees earn 2 hours of petty leave per month

Group Term Life Insurance

• Craven Community College purchases a $20,000 group term life insurance policy for each full-time and part-time regular employee working at least 25 hours per week
• You can purchase additional amounts on yourself, spouse, and/or children at group rates

Pet Insurance

• Available through Nationwide for cats, dogs, birds, and certain exotic pets
• For rate information and to enroll, visit Nationwide's designated webpage for Craven Community College

Other Optional Benefits

• State Employees' Credit Union Membership (SECU) eligibility
• State Employees Association of North Carolina (SEANC) eligibility
• Cancer, Critical Care, Accident, Short-Term Disability Income, Medical Bridge, and Life Insurance through Pierce Group Benefits